Ana Sayfa / KREDİLER / Telefon Kredisi Veren Bankalar 2019 (36 Ay Vade)

Telefon Kredisi Veren Bankalar 2019 (36 Ay Vade)

Telefon Kredisi Veren Bankalar 2019 (36 Ay Vade)

Telefon kredisi veren bankalar bu sene de oldukça yoğun bir çalışma içerisindeler. Malumunuz cep telefonları ile ilgili bazı kararlar verildi ve özellikle kredi kartına taksit sayısı kaldırıldı. Böyle bir süreç içerisinde iken telefon kredisi veren bankalar için de yapılacak çok fazla iş olduğunu söyleyebiliriz. Peki ama nedir bu işler? Hemen anlatalım. Bu yazımızda bankaların neden telefon kredisi verdiğini ve sürecin nasıl işlediğini konuşacağız.

Nedir bu telefon kredisi?

Aslında işin özü şu. Hepimiz için farklı bir amaca sahip olan telefon kredisi, mağazalar ya da teknoloji mağazaları ile anlaşan bankalar ile çözüm üretiyor. Örneğin Teknosa isimli mağaza gidiyor Yapı Kredi ile uygun bir faiz ile anlaşma yapıyor ve yapı kredi bankası Teknosa içerisine bir stand koyuyor. Cep telefonlarına taksit yapılmadığı için (kredi kartına), yapı kredi bankası cep telefonu ücretince kredi çıkarıyor. Yani 1000 TL telefon diyelim. Banka size 1000 TL kredi veriyor ve siz bankaya bu kredileri taksit taksit ödüyorsunuz. Yine aynı işlem sayılır sadece yapısı farklı. Bu yüzden sürecin ilerlemesini ve yapısal farklılıklarını çok daha etkin bir dilde konuşmak için her türlü detaya ulaşmak gerekebiliyor.

Hangi bankalar telefon kredisi veriyor?

Telefon kredisi veren bankalar sayı olarak fazla olsa da uygun faizle kredi veren bankaları şu şeklide sıralayabiliriz.

  • İş bankası
  • Garanti bankası
  • Kuveyttürk
  • Yapı kredi bankası
  • Ziraat bankası

Bu bankalar telefon kredisi konusunda gerçekten insanların ihtiyaçlarına çözüm üreten türde hizmetler sunuyor. Her şekilde size farklı bir deneyim sağlatacak olan bu bankalar için zaman kaybetmeyin ve çözümlerimizi sizler de rahatlıkla inceleyin.

Telefon kredisi 36 Ay vade veren bankalar

Telefon kredisi almak için bazen 12 ay, bazen 24 ay, bazen de 34 ay vade sunulabiliyor. Bazı bankalar bu konuda gerçekten güçlü bir hizmet yaratmak istedikleri için, 36 ay vade yaparak taksit konusunda kolaylıklar oluşturabiliyor. Özellikle büyük telefonlar için bu taksit konusu her zaman gündeme geliyor. Bizim önerimiz süreçlerin biraz daha sağlıklı şekillerde büyümesini sağlamak olacaktır. Bu yüzden yapılacak her işlem içerisinde biraz daha dikkatli olmanızı öneriyoruz.

Hakkında FİNANS BLOG

Finans ve banka alanında bilgili bir profil ile sizlere hizmet veren ekip. finansblog.gen.tr

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