Ana Sayfa / KREDİLER / Şubeye Gitmeden Erken Kredi Kapatma Nasıl Yapılır?

Şubeye Gitmeden Erken Kredi Kapatma Nasıl Yapılır?

Şubeye Gitmeden Erken Kredi Kapatma Nasıl Yapılır?

Temel konumuz olan şubeye gitmeden kredi kapatma ile ilgili açıklamalara geçmeden önce yazımıza bir giriş yapmak istiyorum. Ülkemizde kredi ürünleri oldukça fazla kullanılmaktadır. Hangimiz kredi kullanmadı ki? Eminim, ”Ben kullanmadım, kullanmayacağım.” diyenlerin sayısı oldukça azdır.  Günümüzde artık kredi kullanabilmek çok kolay. Bu kolaylığı, özellikle yazılım ve bilgisayar teknolojilerinin gelişimine bağlayabiliriz. Özetle, gelir durumunuz ve kredi notunuz iyiyse ülkemizde kredi kullanmak oldukça kolay bir hal aldı. Evinizde dinlenirken kredi tutarınızı artık hesabınıza yatırabiliyorlar.

Şubeye Gitmeden Nasıl İşlem Yapılır?

Şubeye gitmeden kredi kapatma, kredi kullanılan bankanın herhangi bir şubesine gitmeden online olarak krediye ait borcun tamamının ödenmesini ifade etmektedir. Adı üstünde kredi kapatma işlemi, şubeye gitmeden yapılmaktadır. Peki ama ülkemizde şubeye gitmeden çekilen krediyi, erken kapatmak istersek yine şubeye gitmeden kapatabilir miyiz? Açıkcası, tarafımıza bu konuyla ilgili çok fazla soru geliyor.

Şubeye gitmeden kredi kapatmak mümkün müdür?

Vatandaşlarımız, artık dijital dünyanın nimetlerinden faydalanır hale geldi. Hangi alanda olursa olsun, günümüz teknoloji dünyasında hıza alıştık. Bu nedenle, işlemlerimizi ve faaliyetlerimizi mümkün olduğu kadar hızlı ve zahmetsiz bir şekilde çözmek istiyoruz. Yazımızın giriş kısmında da söylediğim üzere, artık anında ve kolay kredi kullanabiliyoruz.

Kredi kapatmak için ne yapmamız gerekiyor?

Evde dinlenirken kredi tutarı hesabımıza yatabiliyor ve sözleşme metinleriniz online olarak kabul edebiliyor ve imzalayabiliyoruz. Peki ama bütün bankacılık işlemleri için bu durum, bu kolaylık geçerli midir? Hayır. Ne yazık ki, şubeye gitmeden kredi kapatma işlemi yapamıyoruz. Bankalar, eğer kredinizi kapatmak istiyorsanız, mutlaka banka şubemize gelin diyorlar. Bu nedenle, eğer kredi kapatma işlemi yapacaksanız, ilgili bankanın herhangi bir şubesine giderek bu işlemi gerçekleştirmeniz gerektiğini söyleyebilirim. Aksi takdirde, kapatma başvurusunu yapamazsınız.

 

Hakkında FİNANS BLOG

Finans ve banka alanında bilgili bir profil ile sizlere hizmet veren ekip. finansblog.gen.tr

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