Ana Sayfa / KREDİ NOTU / Kredi Çektim Kredi Notum Düştü Neden?

Kredi Çektim Kredi Notum Düştü Neden?

Kredi notumuz neden düşüyor?

Kredi notumuz, genellikle ödeme yapmadığımız zaman, kredi ödemelerimiz düzensizleştiği zaman düşer. Bu düşüş hepimiz için bir problem haline gelir bu yüzden. Çünkü düşen kredi notu bize referans olduğu için pek çok konuda kredi çekmemize engel olur. Kredi notumuz belirli bir limitin altına düşünce hiç bir bankadan çekim yapamamazın nedeni de budur. Peki ama kredi çektim kredi notum düştü neden?

 

Çünkü kredi kullanınca, bir anda limitimiz oluşuyor. Mevcut bir limite eklemeler olduğu için insanlar ister istemez kendi limitlerinden dışarı çıkıyor. Bu da başta kredi notunu düşüyor. Tabi yaptığınız ilk birkaç düzenli ödeme sonrası durumlar düzelmiş oluyor ve genellikle sorunlar da çözülmüş oluyor. Bu yüzden kredi notumuz düzenli olarak yükseliyor ödeme yaptıkça. Yeter ki ödemelerle ilgili sorun yaşamayalım.

Kredi notumuz düştü ama nasıl yükselir?

Kredi notumuzun yükselmesi eğer çok çok aşağılarda değilse kolaydır. Birkaç taksidi düzenli ödemeye başlayın zaten otomatik olarak taksidinizin düzeldiğini göreceksiniz. İnsanların bu konuda size yaptığı yönlendirmeler, sizi gerçekten etkileyebilir. Ama bizim önerimiz, kredi ödemelerinizde önemli olan taksitlerinizi iyi yönlendirmek. Her şekilde bu süreçleri ön plana çıkarabilir ve kendinizi bu konuda yönlendirebilirsiniz. Kredi ödemelerinde amacınız bu olduğu zaman, hiç merak etmeyin notunuz da yükselir, kredi çekme şansınız da aynı şekilde yükselir.

Kredi notu nasıl sorgulanır

Online olarak kredi notunuzu sorgulayarak cevap alabilirsiniz. Bu durum size hem kişisel hem de beklentilere göre bir nokta atışı sunacaktır. Findeks sitesi üzerinden kredi notunuzu sorgulayarak, neden düştüğünü, ne süreçten sonra toparlandığını da rahatlıkla görebilirsiniz. Hayatın pek çok alanında kendinize yatırım yapmanız gerekiyor. İşte kredi notu da aynı bu anlamda çıkıyor karşınıza.

Kredi notunun düşmesini engellemek için ne yapılabilir

Bizim önerimiz bu konuda dikkatli olmanız, kendinizi kontrol etmeniz ve finans yönünden takibinizi iyi yapmanız olacaktır. Gerisi otomatik olarak düzelmiş oluyor çünkü.

 

Şimdiden keyifli kullanımlar diliyoruz.

Hakkında FİNANS BLOG

Finans ve banka alanında bilgili bir profil ile sizlere hizmet veren ekip. finansblog.gen.tr

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Banka Kredi Sicili Ne Zaman Düzelir?

Banka Kredi Sicili Ne Zaman Düzelir?

İnsanların düzensiz kredi borcu ödemelerinden dolayı, banka kredi sicili düşmektedir. Bu konu, gerçekten de büyük …

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