Ana Sayfa / KREDİLER / İhtiyaç Kredisi / Akbank İhtiyaç Kredisi Faiz Oranları 2019

Akbank İhtiyaç Kredisi Faiz Oranları 2019

AKBANK İHTİYAÇ KREDİSİ FAİZ ORANLARI 2019

Akbank İhtiyaç Kredisi Başvurusu

Bu makalemiz de size Akbank İhtiyaç Kredisi Faiz Oranlarından bahsedeceğim.

İhtiyaç kredisi çekmek isteyen müşterilerin bazılarının kafalarında halen soru işaretleri bulunmaktadır. Özellikle 2019 yılı içerisinde Akbank’ın sunmuş olduğu ihtiyaç kredisinden çekmek istediğiniz zaman izlemeniz gereken bazı adımlar bulunmaktadır. Sizlerde bu konuda hakkında merak edilen sorularınızın cevaplarını sitemizden bulabilirsiniz.

Akbank İhtiyaç Kredisi Faiz Oranı

Yukarıda listelenen makaleyi okuyup iletişim kanallarından başvuru yapabilirsiniz. Ancak, bu gereksinimleri takiben bir banka şubesine giderek kredi belgelerini tamamlamanız gerekir. 2019 yılında, Ziraat Bankası Konut Kredisi faiz oranı % 2,57’dir.

 

Akbank İhtiyaç Kredisi Başvuru Şartları

Akbank ihtiyaç kredisi çekmek istediğiniz zaman bankanın sizlerden talep edeceği durumları yerine getirmeniz gerekmektedir. Bu yüzden de bu şartların hangileri olduğuna bir göz atalım.

  • Öncelikli olarak her bankanın talep ettiği gibi ihtiyaç kredisi çekeceğiniz zaman 18 yaşından büyük olmanız ve 18 yaşını doldurmuş olmanız gerekmektedir.
  • Kredi sicil notunuzun temiz olması da bankanın sizlerden istediği diğer detaylar arasında yer almaktadır. Özellikle kredi sicil notu düşük olan veya risk grubunda yer alan müşterilerin bu konuda sıkıntı çekme ihtimalleri bulunmaktadır.
  • Akbank ihtiyaç kredisi başvurusu sırasında sizlerden istenecek olan diğer en önemli belgenin ise, geliriniz olduğunu gösteren bir belgenizin bulunması gerekmektedir. Eğer geliriniz yoksa ve ipotek göstererek kredi çekmek istiyorsanız da, eşinizin rızasının olduğunu gösteren belgenin bulunması gerekmektedir.

Akbank İhtiyaç Kredisi Başvurusunda İstenecek Olan Evraklar

Öncelikli olarak akbank ihtiyaç kredisi çekmek isteyen müşterilerden bazı evraklar talep edilmektedir. Eğer sizlerde bankanın maaş müşterisi veya daha önce bankadan kredi çekmiş herhangi bir müşteri değilseniz, kredi çekim işlemleri sırasında yanınızda bu evrakları götürmeniz gerekmektedir.

  • Nüfus cüzdanınız mutlaka yanınızda bulunmalıdır,
  • Oturduğunuz yere ait olan ikametgâh belgesi,
  • Gelirinizi gösteren belge, memur olanlar için bu belge bordro geçerli olacaktır.
  • Çiftçilik yapanlar içinse yanlarında çiftlik belgelerinin veya arazi tapularının bulunması kredi sırasında sizlerden istenecek olan belgelerin başında gelmektedir.

Bu belirttiğimiz şartları yerine getiren müşteriler Akbank üzerinden diledikleri zaman kredi çekme şansını yakalamış olacaktır. Akbank üzerinden kredi çekmek istediğiniz zaman eğer banka müşterisi iseniz, anında kredi işlemleri ile de dilediğiniz zaman kredi çekme şansını yakalamış olacaksınız.

Akbank İhtiyaç Kredisi Başvurma Kanalları

  1. Akbank şubelerine bizzat giderek başvuruda bulunabilirsiniz.
  2. İnternet hizmetleri: Ziraat Bankasının online şubesine girerek (https://www. https://www.akbank.com), ihtiyaç kredileri için başvuru yapabilirsiniz. Ayrıca Akbank cep telefonları için mobil uygulamalardan da başvuru oluşturabilirsiniz.

Akbank Müşteri Hizmetleri

  1. Müşteri hizmetleri: Akbank  müşteri hizmet numarası 444 25 25 ile iletişime geçerek ve ilk başvuruyu yaparak akbank ihtiyaç kredisi hakkında bilgi alacaksınız.

 

 

Hakkında FİNANS BLOG

Finans ve banka alanında bilgili bir profil ile sizlere hizmet veren ekip. finansblog.gen.tr

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